Helping you choose the right Home Loan

Whether you are a first-time home buyer or a seasoned property investor, the process of finding the right mortgage can be filled with stress and emotion – but we can make it easier.
 
A house will most likely be your most expensive purchase, so you want to be sure that it is an asset and not a liability. Obtaining the right mortgage will be a deciding factor. That’s because undisclosed fees or higher-than-expected interest rates can bring unpleasant financial surprises, while unexpected delays in the mortgage process can also make it difficult to plan your next move or departure from your current residence.

 

When you want to buy a house, or some other large asset, typically you will borrow some money from a lender (e.g. a bank) and pay it back to them over an agreed timeframe. Because you are “using” their money, they will usually charge you a fee – and interest.

 

Interest paid on a mortgage can be either a fixed rate or a floating rate, which means it either stays constant for a time or moves up and down variably. Understanding your options and approach to mortgage finance from the outset can be key to paying off your Home Loan sooner and having the right loan structure can save you thousands in the longer term.
 

Alan will help you choose the right home loan and repayment plan to suit your needs. Better still, it’s completely free for you as the banks pay Fleet and Associates to provide this service!

Our Personalized Loan Service has a range of options to suit all lifestyles, including:

  • Tailored Home Loan: To suit your individual situation and requirements.

  • Investment Finance: For an Investment property or a rental portfolio.

  • Lifestyle Financing: For your new project or aspirations, cars, holidays, education.

  • Renovations: That new kitchen or extension could be closer than you think.

Contact us today, and let us provide

the answers to your finance questions.

© Alan Fleet 2020

Mobile Phone: 021 683 787

Visit: www.sharenz.com 

Email: alan.fleet@sharenz.com

AUCKLAND: 41a Alberta Street, Pt Chevalier, 1022
WHANGAREI: 17 Charles Street, Kamo, 0112

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